1. Introduction
Welcome to Stoniya, a brand of N Bhawani Rao (“N Bhawani Rao,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website (stoniya.com) and services. By accessing or using our platform, you agree to comply with these Terms. If you do not agree, please do not use our services.

2. Services
Stoniya provides creative services, including but not limited to graphic design, video production, web development, and subscription-based plans. Our services are subject to availability and may be modified at our discretion.

3. User Responsibilities
By using our services, you agree to:

• Provide accurate and up-to-date information.
• Use our platform lawfully and ethically.
• Not misuse, duplicate, or resell any services without prior consent.
• Maintain confidentiality of account details and notify us of unauthorized use.

4. Subscription & Payment

• Stoniya operates on a subscription model with different plans tailored to business needs.
• Payments must be made in advance as per the chosen plan.
• Failure to renew may result in suspension of services.
• Additional costs may apply for third-party tools, software, or services not included in the subscription.

5. Refund & Cancellation

• We do not offer refunds on completed work or unused subscription time.
• Users can cancel their subscription at any time, but services will remain active until the end of the billing cycle.
• If you believe you were charged incorrectly, contact us within 7 days for resolution.

6. Intellectual Property

• All design work, content, and deliverables created by Stoniya remain the property of the client upon full payment.
• Stoniya retains the right to showcase work for promotional purposes unless otherwise agreed.
• Clients must not claim Stoniya’s work as their own or resell it without permission.

7. Limitation of Liability

• Stoniya is not liable for indirect, incidental, or consequential damages arising from service use.
• We do not guarantee uninterrupted or error-free service.
• Stoniya is not responsible for third-party service failures or delays affecting project completion.

8. Termination

• We reserve the right to suspend or terminate your account if you violate these Terms.
• Any misuse, abuse, or illegal activity will lead to immediate service termination without refund.

8. Amendments
We may update these Terms at any time. Continued use of our services after changes implies acceptance of the revised Terms. The latest version will always be available on our website.

9. Contact Us
For any questions about these Terms and Conditions, please contact us at:

Email: hello@stoniya.com
Website: stoniya.com
Legal Name: N Bhawani Rao
Company Email: ceo@stoniya.com